Questions and answers

About 45 minutes. It takes place at the office in Nicosia (124C Strovolou Avenue, 5th floor), by video call or by phone, whichever suits you.

No. The first meeting is about getting to know you and noting what you need; no application or policy is signed. If you want to go on, I prepare a proposal in plain words and you decide when you are ready.

Yes. I work with clients across Cyprus: by video call or by phone, and in person by arrangement.

Greek and English.

Life insurance, health and medical cover, personal accident, retirement, savings and investment-linked plans, children’s education, loan protection, business protection and group plans, questions for expats, and a review of the policies you already have.

Yes. We go through them together, in plain words: what they cover, where the gaps or overlaps are, who the beneficiaries are, and whether they still fit your life.

It depends on age, health, the amount and the number of years of cover, so I do not quote prices without knowing your case. The proposal I prepare states clearly what it covers, what it does not, and what it costs.

If you pay tax in Cyprus, life premiums are deductible from taxable income up to 7% of the sum insured, within the overall limit of one fifth of income for the related deductions. The relief depends on your own circumstances. Source: PwC Worldwide Tax Summaries – Cyprus (October 2026).

Not always. GESY covers a personal doctor, specialists, tests, medicines and hospital care with participating providers. A private plan complements it when you want treatment outside GESY, cover abroad, a private room or flexibility over timing.

It pays off the loan; it does not replace your family’s income. It is worth checking that the cover matches the balance and term of the loan, and whether your family needs something more.

Tell the insurer as early as you can, because many policies have deadlines, and keep copies of everything you hand in. If you are my client, call me before you send the documents and we will go through them together. The “Documents for a claim” checklist on the Guides page shows what is usually asked for.

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